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Early Years - For young drivers, auto insurance could cost up to three
times as much as for someone who's 30. There are many discounts, including
those for good student drivers, driver's ed, anti-theft systems, air bags,
and low mileage.
Middle years - Yesterday's coverage may not be enough. Have you married?
Do you need to insure a second car? Do you use your car or truck for business?
Liability insurance limits are more important now than in earlier years.
Golden Years - Insurers prefer mature drivers with good records. Once
you're 65, you are eligible for a premium discount based on your years
of experience. You may be eligible for a low mileage discount if you drive
less.
Get a fast and easy online 21
Century car insurance quote.
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car insurance policies with 21st Century Insurance. Get your FREE auto insurance
quote at their web site and see for yourself how much you can save each
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21 Century Insurance Statistics
- A total of 41,471 people lost their lives in motor vehicle crashes
in 1998. Another 3.2 million people were injured. - [People ; 1998 ]
- The majority of persons killed or injured in traffic crashes were
drivers (64 percent), followed by passengers (32 percent), pedestrians
(2 percent), and pedalcyclists (2 percent). - [People ; 1998 ]
- Persons 16 to 20 years old had the highest fatality and injury rates
per 100,000 population. Children under 5 years old had the lowest fatality
rate. - [People ; 1998 ]
- For every age group, the fatality rate per 100,000 population was
lower for females than for males. The injury rate based on population
was lower for females than for males for people under 5 years old and
for people over 74 years old. - [People ; 1998 ]
- Thirty-eight percent of the persons who were killed in traffic crashes
in 1998 died in alcohol-related crashes. Ten percent of the injured
persons received their injuries in alcohol-related crashes. - [People
; 1998 ]
- A total of 41,967 people lost their lives in motor vehicle crashes
in 1997. Another 3.4 million people were injured. - [People ; 1997 ]
- The majority of persons killed or injured in traffic crashes were
drivers (64 percent), followed by passengers (32 percent), pedestrians
(2 percent), and pedalcyclists (2 percent). - [People ; 1997 ]
- Persons 16 to 20 years old had the highest fatality and injury rates
per 100,000 population. Children under 5 years old had the lowest fatality
rate. - [People ; 1997 ]
- For every age group, the fatality rate per 100,000 population was
lower for females than for males. The injury rate based on population
was lower for females than for males only for people over 74 years old.
- [People ; 1997 ]
- Nearly 39 percent of the persons who were killed in traffic crashes
in 1997 died in alcohol-related crashes. Almost 10 percent of the injured
persons received their injuries in alcohol-related crashes. - [People
; 1997 ]
- Drinking and driving contributed to 101 fatal crashes, 360 serious
injury crashes and 723 minor injury crashes.
- Drinking and driving contributed to 115 deaths, 478 serious injuries
and 1272 minor injuries. 25% of all road deaths were in drinking-related
crashes.
- The social cost of drinking related crashes was about $590 million
(nearly a quarter of the social cost associated with all injury crashes).
- Over 80 per cent of drivers with excess blood alcohol levels involved
in fatal crashes were male.
- Drunk drivers were responsible for killing 28 of their own passengers,
21 other drivers, passengers, cyclists and pedestrians, and 66 of these
drunk drivers were themselves killed.
- The combination of alcohol and speed during the period 1998-2000 contributed
to 11% of fatal crashes. Alcohol alone contributes to 14.5%, and speed
alone contributes to 16.5% of fatal crashes. So alcohol and speed are
factors in 42% of all fatal crashes
- 1.9 million people were breath tested by Police.
- 5,606 teens died in motor vehicle crashes in 1998, compared to 5,697
in 1997, and 36% fewer than in 1975.
- Motor vehicle death rates per 100,000 people peaked at age 18 for
drivers and passengers.
- 36% of the deaths of 16- to 19-year-olds from all causes resulted
from crashes in 1996, the latest year for which this information is
available.
- About two out of every three teenagers killed in crashes were males.
- Male teenage drivers have higher death rates than their female counterparts-21
per 100,000 people, compared to 10 per 100,000 for females.
- 53% of all teenage motor vehicle deaths occur on weekends (Fri.-Sun.).
41% of all teenage motor vehicle deaths occur between 9 p.m. and 6 a.m.
- 54% of teenage passenger vehicle occupant deaths were drivers and
45% were passengers.
- 62% of teenage passenger deaths occurred in crashes in which another
teen was driving. Among people of all ages, 20% of passenger deaths
in 1998 occurred when a teenager was driving.
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21
Century Insurance Statistics
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